Do you have a real estate loan with a rate expiration or balloon payment coming soon?
At Farm Credit Southeast Missouri, we are committed to helping farmers and land owners understand what’s next for their loan and how to make the best financial decision. Get in touch with us today at 877-642-8320.
You don’t have to go through this process alone. Our trusted lenders can help you determine your best path forward.
FARM CREDIT SOUTHEAST MISSOURI CAN HELP.
If your loan is reaching the end of its term, here are some things to keep in mind:
- Start planning early. The earlier you get going, the more time you'll have to evaluate your options and make an informed decision.
- Familiarize yourself with your loan documents. Take the time to review the terms of your loan, including the repayment schedule and interest rate.
- Consider refinancing. If you can get a lower interest rate on a new loan, you may be able to save money in the long run.
- Be realistic about your budget. If going with a new loan, make sure you can afford the payments.
Whether you're leaning toward paying the loan in full or refinancing, you don't have to go through this process alone. Farm Credit lenders can help you determine which option is best for you.
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